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A Financial Sound Way To Purchase Your First Home
Many people are feeling the economic hardship that has befallen our country. Many people are watching their dreams of home ownership slip away. Many who have already realised their dream of home ownerships are seeing themselves loosing their homes due to many changes in our financial market. Sup-prime market is a thing of the past. Their monthly mortgage just doubled and they cannot afford their current mortgage and they do not qualify to refinance because their home values went down and their credit score is too low. Many people who beleive that winners never quit have refused to give up their dreams of home ownerships. Instead of giving up, many have become very creative. A simple and creative way to become a home owner even at this hard moment of our economy is as follows: This will work very well for a married couple. Either the husband or the wife will need to get his or her real estate licence. One of them will become a Mortgage Consultant. You do not have to quit your main job. Mortgage and Real Estate you do on part time bases. Once a Real Estate Licence is obtained, contact me at 408-718-3904 and I will get you working for my company part-time. You will be part time with us as a Real Estate agent and your spouse will be part-time Mortgage Consultant with us. For the sake of illustration, spouse A is the Real Estate Agent and spouse B is the Mortgage Consultant. Spouse B will be the one to buy the home. The spouse B will pre-qualify himself/herself for the mortgage. Once pre-qualified, spouse A will start looking for a house for spouse B. Spouse A will look for a very good Bank Owned property that Spouse B will buy at a very good price. Spouse B will be buying the home at about $50,000.00 to well over $100,000.00 below market value. Spouse B buys the home from Spouse A, who is the real estate agent representing spouse B. Spouse A gets his /her commission for the sale of the house. Spouse B gets commission for the mortgage for her/his new house. From the transaction, the husband and wife would make well over $20,000.00 from the purchase and about $50,000.00 to well over $100,000.00 on equity. With the $20,000.00, the couple have enough money to pay for their mortgage for few months. They can then refinance and get some of their equities out for whatever they want to buy. I hope that this will help many more families to realise their home ownership dream. My dream of home ownership is still alive. My wife and myself are going through this proccess. I am a mortgage consultant and my wife just got her real estate license. We are ready. Thank you for reading. |
Mortgage/Real Estate
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